Neighborhood Link Resource Guide-Essential Info for Homeowners, Associations, and Local Community

$8,000 First Time Home Buyers Tax Credit: Details of the $8,000 tax credit for first-time home buyers from the 2009 stimulus package
10 Ways to Save on Your Cell Phone Bill: Cell Phones -- there are ways you can save money while still enjoying the features that led you to purchase the phone.
2009 Stimulus In President Obama's Own Words: This historic step won't be the end of what we do to turn our economy around, but the beginning,
5 Steps To Stop Debt Collection Harassment: Stop those harassing phone calls and letters with these five steps.
5 Tips For Improving Your Credit Score: Understand how your credit score works along with 5 great tips for improving your credit score
66 Ways To Save Money: Tips on everything from airline fares to prescription drugs
A Guide for First Time Homebuyers: Describes the 6 step process for the first-time homebuyer
AAA Credit Ratings Explained: AAA Rating Explained
Avoiding Foreclosure Rescue Scams: These fraudulent foreclosure rescue companies offer vague promises, but will actually lie and cheat to get your business.
Choosing a Credit Card: While some cards have no annual fee, others expect you to pay an amount each year for being a cardholder.
Correcting Fraudulent Information in Credit Reports: Using the Fair Credit Reporting Act to correct fraudulent entries on your credit reports.
Couponing Abbreviations: As with most things in life, couponing has its own vernacular.
Debt Collection: Understand Your Rights: Understand the rights granted to you under the Fair Debt Collection Practices Act.
Ditch Your Cable T.V. For These Cheaper Alternatives: ? It is possible to cut the cable cord and still get most of the programming you love for less than what you currently pay
Do You Qualify for an FHA Loan?: What is an FHA loan, and who qualifies for one?
Do you owe taxes on your home sale?: Chances are good that you wont owe any taxes when you sell your primary residence thanks to the 1997 Taxpayer Relief Act
Economic Stimulus Plans - A Glossary Of Terms: Generally accepted definitions are given below so that you can become conversant in the language of stimulus packages.
Executive Summary of the 2009 Stimulus Package: In the next two weeks, the Congress will be considering the American Recovery and Reinvestment Bill of 2009
FHA Home Loan Financing and Benefits: FHA home mortages have many advantages from lower downpayments to stronger protections.
FHA Mortgage Insurance: Buying a home with an FHA Loan? Putting less than twenty percent down? You'll need FHA mortgage insurance.
FHA Streamline Refinance: The FHA streamline refiance program makes it easy and quick to refinance your home and lower your monthly mortgage payments.
Features of Reverse Mortgage Loans: Unlike the typical home loan, the amount you owe on a reverse mortgage grows over time.
Federal Benefits Exempt From Garnishment: If you have debt, certain federal benefits may be exempt from bank garnishment.
First Time Home Buyer Financial Assistance: A description of the unique financing opportunities only available to first time home buyers.
Generate income while waiting to claim Social Security: Generate income while waiting to claim Social Security
Grocery Coupon Online Directory: Comprehensive Listing of local and national grocery websites that provide printable online coupons,flyers, and weekly specials.
Homeowners Insurance: Twelve Ways To Save: Twelve ways to save on homeowners insurance.
How to Improve Your Credit Score: Your credit score is calculated using a complex algorithm that takes into account many different factors.
How to Save Money on your Utility Bills: Below are a few tips to help you get started saving!
Loan Modification: Is it Right For You?: What is loan modification? How is it different than refinancing a mortgage and what does it take to qualify.
Lower Your FHA Loan Payments: If you have an FHA loan, a new loan modification program can help you lower your monthly payments.
Making Your Home Energy Efficient!: How to do a home energy audit and make your home more energy efficient.
Obama Loan Modification Plan Explained: Details of the loan modification plan that reduces your mortgage payments and allows you stay in your home.
Obama Mortgage Rescue Plan FAQ: Details on the Obama Mortgage Refinance and Loan Modifcation Plan-Who qualifies and how to get it.
Obama Stimulus Plan FAQ: FAQ about what is in the Obama 2009 Stimulus plan and who qualifies for what...
Own a home in a community association? Use this tax break!: take advantage of this often overlooked benefit.
Prepaid Credit Cards: There are plenty of situations where a prepaid card might be the most convenient choice, but be sure you understand the terms
Reduce Your Rent: How to save money on your rent by following these simple tips and guidelines-sample letter to send to your landlord
Renegotiating Technology Services in a Recession: Most technology companies are hemorrhaging customers.
Save Money On Your Cable/Satellite TV Bill: Almost everyone can save money on their Satellite or Cable television bill.
Save Money On Your Cell Phone Bill: Before you sign your next cell phone contract, do the math.
Save Money On Your Family's Technology Needs: Do not continue to pay for any technology services at the current rates.
Saving Water Can Save You Money: Excellent tips and planning guide for saving money by saving water in your garden and landscaping.
Saving and Managing Your Money During a Recession: Great tips on how to save and manage your money during hard times.
Should you rent or sell your home?: Whether you sell your home or rent it out depends on any number of factors
Should you use a home equity loan?: If you own a home and have a steady source of income, you likely can qualify for a home equity loan, also known as a second mort
Special considerations when excluding home sale gain from taxes: Homeowners who realize a gain (profit) from the sale of their home may qualify to exclude part or all of that gain from their in
Stimulus Package 2009 - What's In It For YOU: All of the details of the $787 billion stimulus package and how it pertains to you.
Tax Credits for Energy Conscious Purchases: New tax laws will allow tax credits for energy-conscious purchases.
The 2009 Mortgage Bailout: The administration is launching what it calls the “Making Home Affordable” initiative.
The 2009 Mortgage Bailout Executive Summary: Homeowners with mortgages up to $729,750 may qualify for this program.
The 2009 Stimulus Package Explained: All the details on the 2009 Stimulus package and how to get your piece of the pie.
The Homeowner Affordability and Stability Plan (HASP): Two groups of people would benefit directly from the President’s plan.
Using Grocery Coupons Effectively to Save Money: Learning how to use coupons effectively can save your family hundreds of dollars each year.
What Are Fannie Mae and Freddie Mac?: If Fannie and Freddie were purely private firms they would have failed in 2008.
What Is A Deed-In-Lieu?: If you are at the point of being willing to give up your home, but want to avoid foreclosure read this article
What is Foreclosure?: If you are facing the possibility of foreclosure, there are two important questions that you need to ask yourself.
What is a Credit Score?: Your credit score is usually based on 5 criteria.
What is a Reverse Mortgage?: A reverse mortgage is a loan that allows you to convert some of the equity in your home into cash.
What is the Neighborhood Stabilization Program (NSP): Involves the purchase and redevelopment of foreclosed and abandoned homes and residential properties.
What you Need to Know about the New 2010 Credit Card Rules: New rules for credit card companies mean new credit card protections for you. Here are some key changes

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